Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Financial Security

FINANCIAL SECURITY 

Click Here to Add a Title

Click this text to start editing. This block is a basic combination of a title and a paragraph. Use it to welcome visitors to your website, or explain a product or service without using an image. Try keeping the paragraph short and breaking off the text-only areas of your page to keep your website interesting to visitors.

The Most Common Ways That Identity Theft or Fraud Can Happen To You


Click Here to Add a Title

  • Criminals may watch from a nearby location as you punch in your credit card number, or listen in on your conversation if you give your credit card information over the telephone.
  • If you receive applications for "pre-approved" credit cards in the mail, but throw them away without tearing up the enclosed materials, criminals can retrieve them and try to activate the cards for their use without your knowledge.
  • Also, if your mail is delivered to a place where others have ready access to it, criminals can intercept and redirect your mail to another location.
  • Many people respond to spam email promising them some benefit, without realizing that the requester is stealing their information.

Click Here to Add a Title


Once a criminal has enough information about an individual, they can take over that individual's identity and commit a wide range of crimes such as:

  • Apply for loans and credit cards.
  • Withdraw funds from bank accounts.
  • Fraudulent use of telephone calling cards or online accounts.
  • Purchase gift cards that are untraceable.
  • Make multiple and extravagant purchases.

Click Here to Add a Title

Click this text to start editing. This block is great for showcasing a particular feature or aspect of your business. It could be a signature product, an image of your entire staff, an image or your physical location, etc. Double click the image to customize it.

Protecting Yourself

Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss.


Protect Yourself From Identity Theft

  • Secure your Social Security number and don’t carry your Social Security card in your wallet.
  • Don’t share your personal information (birthdate, Social Security number, or bank account number) with anyone without verifying their identity and that they need to have your information. For example, a financial institution, BMV clerk, employer, credit card company, etc.
  • Collect mail every day. Place a hold on your mail when you are away from home for several days.
  • Pay attention to your billing cycles. If bills or financial statements are late, contact the sender and see if anyone else within the community has mail missing.
  • Use the security features on your mobile phone and install firewalls and virus-detection software on your home computer.
  • Update sharing and firewall settings when you're on a public wi-fi network. Use a virtual private network, if you use public wi-fi.
  • Review your credit card and bank account statements. Compare receipts with account statements. Watch for unauthorized transactions and report them to your financial institution immediately.
  • Shred receipts, credit offers, account statements, and expired credit cards, to prevent “dumpster divers” from getting your personal information.
  • Store your personal information and documents in a safe place.
  • Create complex passwords that identity thieves cannot guess. Change your passwords if a company that you do business with has a breach of its databases.
  • Don't use the same username and password for all of your accounts.
  • Review your credit reports once a year. Be certain that they don't include accounts that you have not opened.


Recovering From Identity Theft


What Can You Do If You've Become a Victim of Identity Theft?

  • Call the companies or bank where you know the fraud occurred.
  • File a report with your local police department.
  • Freeze your credit files with Equifax, Experian, Innovis, TransUnion, and the National Consumer Telecommunications and Utilities Exchange, for free. Credit freezes prevent someone from applying for and getting approval for credit account or utility services in your name.
  • Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.

If you report identity theft online, you will receive an identity theft report and a recovery plan. Create an account on the website to update your recovery plan, track your progress, and receive prefilled form letters to send to creditors. If you don't create an account, you won't be able to access the report or letters later. Download the FTC's publication (PDF, Download Adobe Reader) for detailed tips, checklists, and sample letters.

  • If you report identity theft by phone, the FTC will collect the details of your situation. But it won't give you an ID theft report or recovery plan.

Click Here to Add a Title

Click this text to edit. Tell users why they should click the button.

Visit Our Electronics Safety Page For Tips To Keep Your Information Safe Online

Important Links to Have

Click this text to start editing. This block is a basic combination of a title and a paragraph. Use it to welcome visitors to your website, or explain a product or service without using an image. Try keeping the paragraph short and breaking off the text-only areas of your page to keep your website interesting to visitors.

Federal Trade Commission

Credit Report Monitoring

Do Not Call/Contact

  • EXCLUDE your name from lists for pre-approved, unsolicited credit/insurance offers call 1–888–5OPTOUT (1–888–567–8688)

More ID Theft Resources

0